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Lincoln College of Technology-Indianapolis vs Calumet College of Saint Joseph: which has better ROI?

Private for-profit, Indianapolis IN · vs · Private nonprofit, Whiting IN

The verdict

Neither clears its cost on institution-wide earnings, but Calumet College of Saint Joseph comes closer — median earnings $46,945 against a $89,804 total, vs $46,396 at Lincoln College of Technology-Indianapolis. (Scorecard, 2026 · our math.)

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Head to head
MeasureLincoln College of Technology-IndianapolisCalumet College of Saint Joseph
Net price / yr$28,371$22,451
Total net cost$113,484$89,804
Median earnings, 10 yrs$46,396$46,945
Median debt$11,730$21,534
Payback
20-year net return-$152,764-$118,104

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Lincoln College of Technology-Indianapolis or Calumet College of Saint Joseph?

Calumet College of Saint Joseph, at $22,451 a year after aid versus $28,371 — a gap of $5,920 a year, or $23,680 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Lincoln College of Technology-Indianapolis or Calumet College of Saint Joseph graduates earn more?

Calumet College of Saint Joseph graduates report a median $46,945 ten years after entry, $549 more than the $46,396 at Lincoln College of Technology-Indianapolis. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Lincoln College of Technology-Indianapolis or Calumet College of Saint Joseph?

Lincoln College of Technology-Indianapolis: its completers carry a median $11,730 in federal loans versus $21,534 at Calumet College of Saint Joseph, a difference of $9,804. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

57% of students finish at Lincoln College of Technology-Indianapolis, against 23% at Calumet College of Saint Joseph. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Lincoln College of Technology-Indianapolis vs Calumet College of Saint Joseph: frequently asked questions

Is Lincoln College of Technology-Indianapolis or Calumet College of Saint Joseph a better value?
Calumet College of Saint Joseph comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Lincoln College of Technology-Indianapolis or Calumet College of Saint Joseph?
Calumet College of Saint Joseph: $22,451/yr net price after aid versus $28,371/yr at Lincoln College of Technology-Indianapolis — a difference of $5,920 a year, or about $23,680 over four years.
Do Lincoln College of Technology-Indianapolis or Calumet College of Saint Joseph graduates earn more?
Calumet College of Saint Joseph graduates earn a median $46,945 ten years after entry, versus $46,396 at Lincoln College of Technology-Indianapolis — a $549 gap. This blends every major, so a specific field can flip it.