Lincoln Technical Institute-Iselin vs American Institute-Toms River: which has better ROI?
Neither clears its cost on institution-wide earnings, but American Institute-Toms River comes closer — median earnings $28,710 against a $79,124 total, vs $31,914 at Lincoln Technical Institute-Iselin. (Scorecard, 2026 · our math.)
| Measure | Lincoln Technical Institute-Iselin | American Institute-Toms River |
|---|---|---|
| Net price / yr | $37,819 | $19,781 |
| Total net cost | $151,276 | $79,124 |
| Median earnings, 10 yrs | $31,914 | $28,710 |
| Median debt | $10,521 | $11,979 |
| Payback | — | — |
| 20-year net return | -$480,196 | -$472,124 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Lincoln Technical Institute-Iselin or American Institute-Toms River?
American Institute-Toms River, at $19,781 a year after aid versus $37,819 — a gap of $18,038 a year, or $72,152 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Lincoln Technical Institute-Iselin or American Institute-Toms River graduates earn more?
Lincoln Technical Institute-Iselin graduates report a median $31,914 ten years after entry, $3,204 more than the $28,710 at American Institute-Toms River. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Lincoln Technical Institute-Iselin or American Institute-Toms River?
Lincoln Technical Institute-Iselin: its completers carry a median $10,521 in federal loans versus $11,979 at American Institute-Toms River, a difference of $1,458. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
55% of students finish at American Institute-Toms River, against 54% at Lincoln Technical Institute-Iselin. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.