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Loyola University Chicago vs University of Chicago: which has better ROI?

Private nonprofit, Chicago IL · vs · Private nonprofit, Chicago IL

The verdict

University of Chicago has the better ROI: it clears its 4-year net cost of $59,440 in 1.4 years versus 6.2 years at Loyola University Chicago, on median earnings of $91,885 vs $71,530 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureLoyola University ChicagoUniversity of Chicago
Net price / yr$36,079$14,860
Total net cost$144,316$59,440
Median earnings, 10 yrs$71,530$91,885
Median debt$24,157$15,000
Payback6.2 yrs1.4 yrs
20-year net return$319,084$811,060

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Loyola University Chicago or University of Chicago?

University of Chicago, at $14,860 a year after aid versus $36,079 — a gap of $21,219 a year, or $84,876 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Loyola University Chicago or University of Chicago graduates earn more?

University of Chicago graduates report a median $91,885 ten years after entry, $20,355 more than the $71,530 at Loyola University Chicago. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Loyola University Chicago or University of Chicago?

University of Chicago: its completers carry a median $15,000 in federal loans versus $24,157 at Loyola University Chicago, a difference of $9,157. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

96% of students finish at University of Chicago, against 73% at Loyola University Chicago. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Loyola University Chicago vs University of Chicago: frequently asked questions

Is Loyola University Chicago or University of Chicago a better value?
University of Chicago. It clears its $59,440 net cost in about 1.4 years versus 6.2 years at Loyola University Chicago, on median earnings of $91,885 vs $71,530 ten years out.
Which is cheaper, Loyola University Chicago or University of Chicago?
University of Chicago: $14,860/yr net price after aid versus $36,079/yr at Loyola University Chicago — a difference of $21,219 a year, or about $84,876 over four years.
Do Loyola University Chicago or University of Chicago graduates earn more?
University of Chicago graduates earn a median $91,885 ten years after entry, versus $71,530 at Loyola University Chicago — a $20,355 gap. This blends every major, so a specific field can flip it.