Massachusetts College of Pharmacy and Health Sciences vs Massachusetts Maritime Academy: which has better ROI?
Massachusetts College of Pharmacy and Health Sciences has the better ROI: it clears its 4-year net cost of $158,180 in 2 years versus 2.5 years at Massachusetts Maritime Academy, on median earnings of $125,557 vs $82,392 ten years out. (Scorecard, 2026 · our math.)
| Measure | Massachusetts College of Pharmacy and Health Sciences | Massachusetts Maritime Academy |
|---|---|---|
| Net price / yr | $39,545 | $21,582 |
| Total net cost | $158,180 | $86,328 |
| Median earnings, 10 yrs | $125,557 | $82,392 |
| Median debt | $25,000 | $25,000 |
| Payback | 2 yrs | 2.5 yrs |
| 20-year net return | $1,385,760 | $594,312 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Massachusetts College of Pharmacy and Health Sciences or Massachusetts Maritime Academy?
Massachusetts Maritime Academy, at $21,582 a year after aid versus $39,545 — a gap of $17,963 a year, or $71,852 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Massachusetts College of Pharmacy and Health Sciences or Massachusetts Maritime Academy graduates earn more?
Massachusetts College of Pharmacy and Health Sciences graduates report a median $125,557 ten years after entry, $43,165 more than the $82,392 at Massachusetts Maritime Academy. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Massachusetts College of Pharmacy and Health Sciences or Massachusetts Maritime Academy?
Completers at both borrow a median $25,000, so neither school has the debt advantage. That figure covers federal loans of students who finished — borrowers who leave early are not counted, and private loans sit outside it.
Which graduates more of its students?
74% of students finish at Massachusetts Maritime Academy, against 62% at Massachusetts College of Pharmacy and Health Sciences. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.