Miami University-Oxford vs University of Northwestern Ohio: which has better ROI?
University of Northwestern Ohio has the better ROI: it clears its 2-year net cost of $43,614 in 16.7 years versus 16.9 years at Miami University-Oxford, on median earnings of $50,968 vs $55,076 ten years out. (Scorecard, 2026 · our math.)
| Measure | Miami University-Oxford | University of Northwestern Ohio |
|---|---|---|
| Net price / yr | $28,384 | $21,807 |
| Total net cost | $113,536 | $43,614 |
| Median earnings, 10 yrs | $55,076 | $50,968 |
| Median debt | $23,000 | $17,084 |
| Payback | 16.9 yrs | 16.7 yrs |
| 20-year net return | $20,784 | $8,546 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Miami University-Oxford or University of Northwestern Ohio?
University of Northwestern Ohio, at $21,807 a year after aid versus $28,384 — a gap of $6,577 a year, or $69,922 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Miami University-Oxford or University of Northwestern Ohio graduates earn more?
Miami University-Oxford graduates report a median $55,076 ten years after entry, $4,108 more than the $50,968 at University of Northwestern Ohio. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Miami University-Oxford or University of Northwestern Ohio?
University of Northwestern Ohio: its completers carry a median $17,084 in federal loans versus $23,000 at Miami University-Oxford, a difference of $5,916. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
80% of students finish at Miami University-Oxford, against 54% at University of Northwestern Ohio. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.