Missouri State University-Springfield vs University of Central Missouri: which has better ROI?
Missouri State University-Springfield has the better ROI: it clears its 4-year net cost of $70,452 in 48 years versus 48.2 years at University of Central Missouri, on median earnings of $49,827 vs $49,560 ten years out. (Scorecard, 2026 · our math.)
| Measure | Missouri State University-Springfield | University of Central Missouri |
|---|---|---|
| Net price / yr | $17,613 | $14,462 |
| Total net cost | $70,452 | $57,848 |
| Median earnings, 10 yrs | $49,827 | $49,560 |
| Median debt | $21,992 | $21,000 |
| Payback | 48 yrs | 48.2 yrs |
| 20-year net return | -$41,112 | -$33,848 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Missouri State University-Springfield or University of Central Missouri?
University of Central Missouri, at $14,462 a year after aid versus $17,613 — a gap of $3,151 a year, or $12,604 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Missouri State University-Springfield or University of Central Missouri graduates earn more?
Missouri State University-Springfield graduates report a median $49,827 ten years after entry, $267 more than the $49,560 at University of Central Missouri. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Missouri State University-Springfield or University of Central Missouri?
University of Central Missouri: its completers carry a median $21,000 in federal loans versus $21,992 at Missouri State University-Springfield, a difference of $992. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
58% of students finish at Missouri State University-Springfield, against 54% at University of Central Missouri. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.