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Missouri Western State University vs College of the Ozarks: which has better ROI?

Public, Saint Joseph MO · vs · Private nonprofit, Point Lookout MO

The verdict

Neither clears its cost on institution-wide earnings, but College of the Ozarks comes closer — median earnings $41,592 against a $24,400 total, vs $42,647 at Missouri Western State University. (Scorecard, 2026 · our math.)

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Head to head
MeasureMissouri Western State UniversityCollege of the Ozarks
Net price / yr$13,251$6,100
Total net cost$53,004$24,400
Median earnings, 10 yrs$42,647$41,592
Median debt$19,968
Payback
20-year net return-$167,264-$159,760

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Missouri Western State University or College of the Ozarks?

College of the Ozarks, at $6,100 a year after aid versus $13,251 — a gap of $7,151 a year, or $28,604 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Missouri Western State University or College of the Ozarks graduates earn more?

Missouri Western State University graduates report a median $42,647 ten years after entry, $1,055 more than the $41,592 at College of the Ozarks. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which graduates more of its students?

64% of students finish at College of the Ozarks, against 39% at Missouri Western State University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Missouri Western State University vs College of the Ozarks: frequently asked questions

Is Missouri Western State University or College of the Ozarks a better value?
College of the Ozarks comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Missouri Western State University or College of the Ozarks?
College of the Ozarks: $6,100/yr net price after aid versus $13,251/yr at Missouri Western State University — a difference of $7,151 a year, or about $28,604 over four years.
Do Missouri Western State University or College of the Ozarks graduates earn more?
Missouri Western State University graduates earn a median $42,647 ten years after entry, versus $41,592 at College of the Ozarks — a $1,055 gap. This blends every major, so a specific field can flip it.