Moberly Area Community College vs Cottey College: which has better ROI?
Neither clears its cost on institution-wide earnings, but Moberly Area Community College comes closer — median earnings $37,537 against a $13,620 total, vs $35,422 at Cottey College. (Scorecard, 2026 · our math.)
| Measure | Moberly Area Community College | Cottey College |
|---|---|---|
| Net price / yr | $6,810 | $13,805 |
| Total net cost | $13,620 | $55,220 |
| Median earnings, 10 yrs | $37,537 | $35,422 |
| Median debt | $10,658 | $19,043 |
| Payback | — | — |
| 20-year net return | -$230,080 | -$313,980 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Moberly Area Community College or Cottey College?
Moberly Area Community College, at $6,810 a year after aid versus $13,805 — a gap of $6,995 a year, or $41,600 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Moberly Area Community College or Cottey College graduates earn more?
Moberly Area Community College graduates report a median $37,537 ten years after entry, $2,115 more than the $35,422 at Cottey College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Moberly Area Community College or Cottey College?
Moberly Area Community College: its completers carry a median $10,658 in federal loans versus $19,043 at Cottey College, a difference of $8,385. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
56% of students finish at Cottey College, against 44% at Moberly Area Community College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.