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Mohawk Valley Community College vs Bard College: which has better ROI?

Public, Utica NY · vs · Private nonprofit, Annandale-On-Hudson NY

The verdict

Neither clears its cost on institution-wide earnings, but Bard College comes closer — median earnings $46,543 against a $138,596 total, vs $39,850 at Mohawk Valley Community College. (Scorecard, 2026 · our math.)

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Head to head
MeasureMohawk Valley Community CollegeBard College
Net price / yr$8,987$34,649
Total net cost$17,974$138,596
Median earnings, 10 yrs$39,850$46,543
Median debt$11,000$24,254
Payback
20-year net return-$188,174-$174,936

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Mohawk Valley Community College or Bard College?

Mohawk Valley Community College, at $8,987 a year after aid versus $34,649 — a gap of $25,662 a year, or $120,622 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Mohawk Valley Community College or Bard College graduates earn more?

Bard College graduates report a median $46,543 ten years after entry, $6,693 more than the $39,850 at Mohawk Valley Community College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Mohawk Valley Community College or Bard College?

Mohawk Valley Community College: its completers carry a median $11,000 in federal loans versus $24,254 at Bard College, a difference of $13,254. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

68% of students finish at Bard College, against 38% at Mohawk Valley Community College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Mohawk Valley Community College vs Bard College: frequently asked questions

Is Mohawk Valley Community College or Bard College a better value?
Bard College comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Mohawk Valley Community College or Bard College?
Mohawk Valley Community College: $8,987/yr net price after aid versus $34,649/yr at Bard College — a difference of $25,662 a year, or about $120,622 over four years.
Do Mohawk Valley Community College or Bard College graduates earn more?
Bard College graduates earn a median $46,543 ten years after entry, versus $39,850 at Mohawk Valley Community College — a $6,693 gap. This blends every major, so a specific field can flip it.