Degree Dividend
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Monroe Community College vs Bard College: which has better ROI?

Public, Rochester NY · vs · Private nonprofit, Annandale-On-Hudson NY

The verdict

Neither clears its cost on institution-wide earnings, but Bard College comes closer — median earnings $46,543 against a $138,596 total, vs $40,174 at Monroe Community College. (Scorecard, 2026 · our math.)

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Head to head
MeasureMonroe Community CollegeBard College
Net price / yr$6,353$34,649
Total net cost$12,706$138,596
Median earnings, 10 yrs$40,174$46,543
Median debt$9,750$24,254
Payback
20-year net return-$176,426-$174,936

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Monroe Community College or Bard College?

Monroe Community College, at $6,353 a year after aid versus $34,649 — a gap of $28,296 a year, or $125,890 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Monroe Community College or Bard College graduates earn more?

Bard College graduates report a median $46,543 ten years after entry, $6,369 more than the $40,174 at Monroe Community College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Monroe Community College or Bard College?

Monroe Community College: its completers carry a median $9,750 in federal loans versus $24,254 at Bard College, a difference of $14,504. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

68% of students finish at Bard College, against 27% at Monroe Community College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Monroe Community College vs Bard College: frequently asked questions

Is Monroe Community College or Bard College a better value?
Bard College comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Monroe Community College or Bard College?
Monroe Community College: $6,353/yr net price after aid versus $34,649/yr at Bard College — a difference of $28,296 a year, or about $125,890 over four years.
Do Monroe Community College or Bard College graduates earn more?
Bard College graduates earn a median $46,543 ten years after entry, versus $40,174 at Monroe Community College — a $6,369 gap. This blends every major, so a specific field can flip it.