Montclair State University vs Rowan University: which has better ROI?
Montclair State University has the better ROI: it clears its 4-year net cost of $62,264 in 4.8 years versus 7.7 years at Rowan University, on median earnings of $61,415 vs $59,988 ten years out. (Scorecard, 2026 · our math.)
| Measure | Montclair State University | Rowan University |
|---|---|---|
| Net price / yr | $15,566 | $22,408 |
| Total net cost | $62,264 | $89,632 |
| Median earnings, 10 yrs | $61,415 | $59,988 |
| Median debt | $22,000 | $20,500 |
| Payback | 4.8 yrs | 7.7 yrs |
| 20-year net return | $198,836 | $142,928 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Montclair State University or Rowan University?
Montclair State University, at $15,566 a year after aid versus $22,408 — a gap of $6,842 a year, or $27,368 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Montclair State University or Rowan University graduates earn more?
Montclair State University graduates report a median $61,415 ten years after entry, $1,427 more than the $59,988 at Rowan University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Montclair State University or Rowan University?
Rowan University: its completers carry a median $20,500 in federal loans versus $22,000 at Montclair State University, a difference of $1,500. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
67% of students finish at Rowan University, against 65% at Montclair State University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.