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Morningside University vs Central College: which has better ROI?

Private nonprofit, Sioux City IA · vs · Private nonprofit, Pella IA

The verdict

Central College has the better ROI: it clears its 4-year net cost of $93,508 in 15.7 years versus 17.6 years at Morningside University, on median earnings of $54,317 vs $55,494 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureMorningside UniversityCentral College
Net price / yr$31,320$23,377
Total net cost$125,280$93,508
Median earnings, 10 yrs$55,494$54,317
Median debt$26,028$26,984
Payback17.6 yrs15.7 yrs
20-year net return$17,400$25,632

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Morningside University or Central College?

Central College, at $23,377 a year after aid versus $31,320 — a gap of $7,943 a year, or $31,772 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Morningside University or Central College graduates earn more?

Morningside University graduates report a median $55,494 ten years after entry, $1,177 more than the $54,317 at Central College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Morningside University or Central College?

Morningside University: its completers carry a median $26,028 in federal loans versus $26,984 at Central College, a difference of $956. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

66% of students finish at Central College, against 50% at Morningside University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Morningside University vs Central College: frequently asked questions

Is Morningside University or Central College a better value?
Central College. It clears its $93,508 net cost in about 15.7 years versus 17.6 years at Morningside University, on median earnings of $54,317 vs $55,494 ten years out.
Which is cheaper, Morningside University or Central College?
Central College: $23,377/yr net price after aid versus $31,320/yr at Morningside University — a difference of $7,943 a year, or about $31,772 over four years.
Do Morningside University or Central College graduates earn more?
Morningside University graduates earn a median $55,494 ten years after entry, versus $54,317 at Central College — a $1,177 gap. This blends every major, so a specific field can flip it.