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Murray State University vs ATA College: which has better ROI?

Public, Murray KY · vs · Private for-profit, Louisville KY

The verdict

Neither clears its cost on institution-wide earnings, but Murray State University comes closer — median earnings $44,737 against a $36,384 total, vs $34,577 at ATA College. (Scorecard, 2026 · our math.)

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Head to head
MeasureMurray State UniversityATA College
Net price / yr$9,096$28,611
Total net cost$36,384$57,222
Median earnings, 10 yrs$44,737$34,577
Median debt$20,500$21,030
Payback
20-year net return-$108,844-$332,882

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Murray State University or ATA College?

Murray State University, at $9,096 a year after aid versus $28,611 — a gap of $19,515 a year, or $20,838 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Murray State University or ATA College graduates earn more?

Murray State University graduates report a median $44,737 ten years after entry, $10,160 more than the $34,577 at ATA College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Murray State University or ATA College?

Murray State University: its completers carry a median $20,500 in federal loans versus $21,030 at ATA College, a difference of $530. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

61% of students finish at Murray State University, against 46% at ATA College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Murray State University vs ATA College: frequently asked questions

Is Murray State University or ATA College a better value?
Murray State University comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Murray State University or ATA College?
Murray State University: $9,096/yr net price after aid versus $28,611/yr at ATA College — a difference of $19,515 a year, or about $20,838 over four years.
Do Murray State University or ATA College graduates earn more?
Murray State University graduates earn a median $44,737 ten years after entry, versus $34,577 at ATA College — a $10,160 gap. This blends every major, so a specific field can flip it.