Degree Dividend
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Northern Essex Community College vs Anna Maria College: which has better ROI?

Public, Haverhill MA · vs · Private nonprofit, Paxton MA

The verdict

Neither clears its cost on institution-wide earnings, but Northern Essex Community College comes closer — median earnings $42,862 against a $12,092 total, vs $46,651 at Anna Maria College. (Scorecard, 2026 · our math.)

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Head to head
MeasureNorthern Essex Community CollegeAnna Maria College
Net price / yr$6,046$28,333
Total net cost$12,092$113,332
Median earnings, 10 yrs$42,862$46,651
Median debt$9,000$25,000
Payback
20-year net return-$122,052-$147,512

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Northern Essex Community College or Anna Maria College?

Northern Essex Community College, at $6,046 a year after aid versus $28,333 — a gap of $22,287 a year, or $101,240 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Northern Essex Community College or Anna Maria College graduates earn more?

Anna Maria College graduates report a median $46,651 ten years after entry, $3,789 more than the $42,862 at Northern Essex Community College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Northern Essex Community College or Anna Maria College?

Northern Essex Community College: its completers carry a median $9,000 in federal loans versus $25,000 at Anna Maria College, a difference of $16,000. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

46% of students finish at Anna Maria College, against 21% at Northern Essex Community College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Northern Essex Community College vs Anna Maria College: frequently asked questions

Is Northern Essex Community College or Anna Maria College a better value?
Northern Essex Community College comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Northern Essex Community College or Anna Maria College?
Northern Essex Community College: $6,046/yr net price after aid versus $28,333/yr at Anna Maria College — a difference of $22,287 a year, or about $101,240 over four years.
Do Northern Essex Community College or Anna Maria College graduates earn more?
Anna Maria College graduates earn a median $46,651 ten years after entry, versus $42,862 at Northern Essex Community College — a $3,789 gap. This blends every major, so a specific field can flip it.