Northern Michigan University vs Bay de Noc Community College: which has better ROI?
Neither clears its cost on institution-wide earnings, but Northern Michigan University comes closer — median earnings $47,107 against a $56,340 total, vs $35,090 at Bay de Noc Community College. (Scorecard, 2026 · our math.)
| Measure | Northern Michigan University | Bay de Noc Community College |
|---|---|---|
| Net price / yr | $14,085 | $11,949 |
| Total net cost | $56,340 | $23,898 |
| Median earnings, 10 yrs | $47,107 | $35,090 |
| Median debt | $21,474 | $12,618 |
| Payback | — | — |
| 20-year net return | -$81,400 | -$289,298 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Northern Michigan University or Bay de Noc Community College?
Bay de Noc Community College, at $11,949 a year after aid versus $14,085 — a gap of $2,136 a year, or $32,442 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Northern Michigan University or Bay de Noc Community College graduates earn more?
Northern Michigan University graduates report a median $47,107 ten years after entry, $12,017 more than the $35,090 at Bay de Noc Community College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Northern Michigan University or Bay de Noc Community College?
Bay de Noc Community College: its completers carry a median $12,618 in federal loans versus $21,474 at Northern Michigan University, a difference of $8,856. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
52% of students finish at Northern Michigan University, against 30% at Bay de Noc Community College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.