Degree Dividend
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Northern State University vs National American University-Rapid City: which has better ROI?

Public, Aberdeen SD · vs · Private for-profit, Rapid City SD

The verdict

Neither clears its cost on institution-wide earnings, but Northern State University comes closer — median earnings $47,618 against a $63,248 total, vs $37,325 at National American University-Rapid City. (Scorecard, 2026 · our math.)

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Head to head
MeasureNorthern State UniversityNational American University-Rapid City
Net price / yr$15,812$31,062
Total net cost$63,248$124,248
Median earnings, 10 yrs$47,618$37,325
Median debt$22,320$29,020
Payback
20-year net return-$78,088-$344,948

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Northern State University or National American University-Rapid City?

Northern State University, at $15,812 a year after aid versus $31,062 — a gap of $15,250 a year, or $61,000 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Northern State University or National American University-Rapid City graduates earn more?

Northern State University graduates report a median $47,618 ten years after entry, $10,293 more than the $37,325 at National American University-Rapid City. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Northern State University or National American University-Rapid City?

Northern State University: its completers carry a median $22,320 in federal loans versus $29,020 at National American University-Rapid City, a difference of $6,700. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

49% of students finish at Northern State University, against 0% at National American University-Rapid City. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Northern State University vs National American University-Rapid City: frequently asked questions

Is Northern State University or National American University-Rapid City a better value?
Northern State University comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Northern State University or National American University-Rapid City?
Northern State University: $15,812/yr net price after aid versus $31,062/yr at National American University-Rapid City — a difference of $15,250 a year, or about $61,000 over four years.
Do Northern State University or National American University-Rapid City graduates earn more?
Northern State University graduates earn a median $47,618 ten years after entry, versus $37,325 at National American University-Rapid City — a $10,293 gap. This blends every major, so a specific field can flip it.