Degree Dividend
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NUC University vs University of Puerto Rico: which has better ROI?

Private for-profit, Bayamon PR · vs · Public, Bayamon PR

The verdict

Neither clears its cost on institution-wide earnings, but University of Puerto Rico comes closer — median earnings $34,409 against a $33,936 total, vs $24,785 at NUC University. (Scorecard, 2026 · our math.)

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Head to head
MeasureNUC UniversityUniversity of Puerto Rico
Net price / yr$8,920$8,484
Total net cost$35,680$33,936
Median earnings, 10 yrs$24,785$34,409
Median debt$9,500$5,500
Payback
20-year net return-$507,180-$312,956

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, NUC University or University of Puerto Rico?

University of Puerto Rico, at $8,484 a year after aid versus $8,920 — a gap of $436 a year, or $1,744 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do NUC University or University of Puerto Rico graduates earn more?

University of Puerto Rico graduates report a median $34,409 ten years after entry, $9,624 more than the $24,785 at NUC University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, NUC University or University of Puerto Rico?

University of Puerto Rico: its completers carry a median $5,500 in federal loans versus $9,500 at NUC University, a difference of $4,000. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

54% of students finish at NUC University, against 37% at University of Puerto Rico. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

NUC University vs University of Puerto Rico: frequently asked questions

Is NUC University or University of Puerto Rico a better value?
University of Puerto Rico comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, NUC University or University of Puerto Rico?
University of Puerto Rico: $8,484/yr net price after aid versus $8,920/yr at NUC University — a difference of $436 a year, or about $1,744 over four years.
Do NUC University or University of Puerto Rico graduates earn more?
University of Puerto Rico graduates earn a median $34,409 ten years after entry, versus $24,785 at NUC University — a $9,624 gap. This blends every major, so a specific field can flip it.