Ocean County College vs American Institute-Clifton: which has better ROI?
Neither clears its cost on institution-wide earnings, but Ocean County College comes closer — median earnings $45,210 against a $22,822 total, vs $28,710 at American Institute-Clifton. (Scorecard, 2026 · our math.)
| Measure | Ocean County College | American Institute-Clifton |
|---|---|---|
| Net price / yr | $11,411 | $20,371 |
| Total net cost | $22,822 | $81,484 |
| Median earnings, 10 yrs | $45,210 | $28,710 |
| Median debt | $11,150 | $11,979 |
| Payback | — | — |
| 20-year net return | -$85,822 | -$474,484 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Ocean County College or American Institute-Clifton?
Ocean County College, at $11,411 a year after aid versus $20,371 — a gap of $8,960 a year, or $58,662 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Ocean County College or American Institute-Clifton graduates earn more?
Ocean County College graduates report a median $45,210 ten years after entry, $16,500 more than the $28,710 at American Institute-Clifton. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Ocean County College or American Institute-Clifton?
Ocean County College: its completers carry a median $11,150 in federal loans versus $11,979 at American Institute-Clifton, a difference of $829. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
57% of students finish at American Institute-Clifton, against 42% at Ocean County College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.