Ozark Christian College vs Cottey College: which has better ROI?
Neither clears its cost on institution-wide earnings, but Ozark Christian College comes closer — median earnings $41,297 against a $82,320 total, vs $35,422 at Cottey College. (Scorecard, 2026 · our math.)
| Measure | Ozark Christian College | Cottey College |
|---|---|---|
| Net price / yr | $20,580 | $13,805 |
| Total net cost | $82,320 | $55,220 |
| Median earnings, 10 yrs | $41,297 | $35,422 |
| Median debt | $16,772 | $19,043 |
| Payback | — | — |
| 20-year net return | -$223,580 | -$313,980 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Ozark Christian College or Cottey College?
Cottey College, at $13,805 a year after aid versus $20,580 — a gap of $6,775 a year, or $27,100 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Ozark Christian College or Cottey College graduates earn more?
Ozark Christian College graduates report a median $41,297 ten years after entry, $5,875 more than the $35,422 at Cottey College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Ozark Christian College or Cottey College?
Ozark Christian College: its completers carry a median $16,772 in federal loans versus $19,043 at Cottey College, a difference of $2,271. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
64% of students finish at Ozark Christian College, against 56% at Cottey College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.