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Ozarks Technical Community College vs Cottey College: which has better ROI?

Public, Springfield MO · vs · Private nonprofit, Nevada MO

The verdict

Neither clears its cost on institution-wide earnings, but Ozarks Technical Community College comes closer — median earnings $36,455 against a $13,872 total, vs $35,422 at Cottey College. (Scorecard, 2026 · our math.)

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Head to head
MeasureOzarks Technical Community CollegeCottey College
Net price / yr$6,936$13,805
Total net cost$13,872$55,220
Median earnings, 10 yrs$36,455$35,422
Median debt$10,453$19,043
Payback
20-year net return-$251,972-$313,980

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Ozarks Technical Community College or Cottey College?

Ozarks Technical Community College, at $6,936 a year after aid versus $13,805 — a gap of $6,869 a year, or $41,348 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Ozarks Technical Community College or Cottey College graduates earn more?

Ozarks Technical Community College graduates report a median $36,455 ten years after entry, $1,033 more than the $35,422 at Cottey College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Ozarks Technical Community College or Cottey College?

Ozarks Technical Community College: its completers carry a median $10,453 in federal loans versus $19,043 at Cottey College, a difference of $8,590. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

56% of students finish at Cottey College, against 33% at Ozarks Technical Community College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Ozarks Technical Community College vs Cottey College: frequently asked questions

Is Ozarks Technical Community College or Cottey College a better value?
Ozarks Technical Community College comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Ozarks Technical Community College or Cottey College?
Ozarks Technical Community College: $6,936/yr net price after aid versus $13,805/yr at Cottey College — a difference of $6,869 a year, or about $41,348 over four years.
Do Ozarks Technical Community College or Cottey College graduates earn more?
Ozarks Technical Community College graduates earn a median $36,455 ten years after entry, versus $35,422 at Cottey College — a $1,033 gap. This blends every major, so a specific field can flip it.