Pasco-Hernando State College vs Albizu University-Miami: which has better ROI?
Neither clears its cost on institution-wide earnings, but Pasco-Hernando State College comes closer — median earnings $39,903 against a $10,406 total, vs $41,544 at Albizu University-Miami. (Scorecard, 2026 · our math.)
| Measure | Pasco-Hernando State College | Albizu University-Miami |
|---|---|---|
| Net price / yr | $5,203 | $19,849 |
| Total net cost | $10,406 | $79,396 |
| Median earnings, 10 yrs | $39,903 | $41,544 |
| Median debt | $9,535 | $5,500 |
| Payback | — | — |
| 20-year net return | -$179,546 | -$215,716 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Pasco-Hernando State College or Albizu University-Miami?
Pasco-Hernando State College, at $5,203 a year after aid versus $19,849 — a gap of $14,646 a year, or $68,990 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Pasco-Hernando State College or Albizu University-Miami graduates earn more?
Albizu University-Miami graduates report a median $41,544 ten years after entry, $1,641 more than the $39,903 at Pasco-Hernando State College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Pasco-Hernando State College or Albizu University-Miami?
Albizu University-Miami: its completers carry a median $5,500 in federal loans versus $9,535 at Pasco-Hernando State College, a difference of $4,035. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
41% of students finish at Pasco-Hernando State College, against 40% at Albizu University-Miami. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.