Degree Dividend
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Pennco Tech-Blackwood vs American Institute-Cherry Hill: which has better ROI?

Private for-profit, Blackwood NJ · vs · Private for-profit, Cherry Hill NJ

The verdict

Neither clears its cost on institution-wide earnings, but Pennco Tech-Blackwood comes closer — median earnings $42,013 against a $90,684 total, vs $28,710 at American Institute-Cherry Hill. (Scorecard, 2026 · our math.)

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Head to head
MeasurePennco Tech-BlackwoodAmerican Institute-Cherry Hill
Net price / yr$22,671$21,458
Total net cost$90,684$85,832
Median earnings, 10 yrs$42,013$28,710
Median debt$8,331$11,979
Payback
20-year net return-$217,624-$478,832

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Pennco Tech-Blackwood or American Institute-Cherry Hill?

American Institute-Cherry Hill, at $21,458 a year after aid versus $22,671 — a gap of $1,213 a year, or $4,852 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Pennco Tech-Blackwood or American Institute-Cherry Hill graduates earn more?

Pennco Tech-Blackwood graduates report a median $42,013 ten years after entry, $13,303 more than the $28,710 at American Institute-Cherry Hill. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Pennco Tech-Blackwood or American Institute-Cherry Hill?

Pennco Tech-Blackwood: its completers carry a median $8,331 in federal loans versus $11,979 at American Institute-Cherry Hill, a difference of $3,648. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

72% of students finish at Pennco Tech-Blackwood, against 56% at American Institute-Cherry Hill. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Pennco Tech-Blackwood vs American Institute-Cherry Hill: frequently asked questions

Is Pennco Tech-Blackwood or American Institute-Cherry Hill a better value?
Pennco Tech-Blackwood comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Pennco Tech-Blackwood or American Institute-Cherry Hill?
American Institute-Cherry Hill: $21,458/yr net price after aid versus $22,671/yr at Pennco Tech-Blackwood — a difference of $1,213 a year, or about $4,852 over four years.
Do Pennco Tech-Blackwood or American Institute-Cherry Hill graduates earn more?
Pennco Tech-Blackwood graduates earn a median $42,013 ten years after entry, versus $28,710 at American Institute-Cherry Hill — a $13,303 gap. This blends every major, so a specific field can flip it.