Pennsylvania State University-Main Campus vs Moravian University: which has better ROI?
Pennsylvania State University-Main Campus has the better ROI: it clears its 4-year net cost of $131,500 in 8.7 years versus 9.1 years at Moravian University, on median earnings of $63,435 vs $61,860 ten years out. (Scorecard, 2026 · our math.)
| Measure | Pennsylvania State University-Main Campus | Moravian University |
|---|---|---|
| Net price / yr | $32,875 | $30,670 |
| Total net cost | $131,500 | $122,680 |
| Median earnings, 10 yrs | $63,435 | $61,860 |
| Median debt | $25,000 | $26,793 |
| Payback | 8.7 yrs | 9.1 yrs |
| 20-year net return | $170,000 | $147,320 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Pennsylvania State University-Main Campus or Moravian University?
Moravian University, at $30,670 a year after aid versus $32,875 — a gap of $2,205 a year, or $8,820 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Pennsylvania State University-Main Campus or Moravian University graduates earn more?
Pennsylvania State University-Main Campus graduates report a median $63,435 ten years after entry, $1,575 more than the $61,860 at Moravian University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Pennsylvania State University-Main Campus or Moravian University?
Pennsylvania State University-Main Campus: its completers carry a median $25,000 in federal loans versus $26,793 at Moravian University, a difference of $1,793. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
86% of students finish at Pennsylvania State University-Main Campus, against 72% at Moravian University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.