Degree Dividend
Sourced from federal dataEvery figure datedNo rankings for sale

Pennsylvania State University-Main Campus vs Temple University: which has better ROI?

Public, University Park PA · vs · Public, Philadelphia PA

The verdict

Temple University has the better ROI: it clears its 4-year net cost of $112,792 in 7.3 years versus 8.7 years at Pennsylvania State University-Main Campus, on median earnings of $63,727 vs $63,435 ten years out. (Scorecard, 2026 · our math.)

Head to head
MeasurePennsylvania State University-Main CampusTemple University
Net price / yr$32,875$28,198
Total net cost$131,500$112,792
Median earnings, 10 yrs$63,435$63,727
Median debt$25,000$24,395
Payback8.7 yrs7.3 yrs
20-year net return$170,000$194,548

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.