Degree Dividend
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Rowan-Cabarrus Community College vs Belmont Abbey College: which has better ROI?

Public, Salisbury NC · vs · Private nonprofit, Belmont NC

The verdict

Neither clears its cost on institution-wide earnings, but Belmont Abbey College comes closer — median earnings $47,937 against a $98,556 total, vs $34,936 at Rowan-Cabarrus Community College. (Scorecard, 2026 · our math.)

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Head to head
MeasureRowan-Cabarrus Community CollegeBelmont Abbey College
Net price / yr$7,981$24,639
Total net cost$31,924$98,556
Median earnings, 10 yrs$34,936$47,937
Median debt$9,458$26,000
Payback
20-year net return-$300,404-$107,016

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Rowan-Cabarrus Community College or Belmont Abbey College?

Rowan-Cabarrus Community College, at $7,981 a year after aid versus $24,639 — a gap of $16,658 a year, or $66,632 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Rowan-Cabarrus Community College or Belmont Abbey College graduates earn more?

Belmont Abbey College graduates report a median $47,937 ten years after entry, $13,001 more than the $34,936 at Rowan-Cabarrus Community College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Rowan-Cabarrus Community College or Belmont Abbey College?

Rowan-Cabarrus Community College: its completers carry a median $9,458 in federal loans versus $26,000 at Belmont Abbey College, a difference of $16,542. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

47% of students finish at Belmont Abbey College, against 35% at Rowan-Cabarrus Community College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Rowan-Cabarrus Community College vs Belmont Abbey College: frequently asked questions

Is Rowan-Cabarrus Community College or Belmont Abbey College a better value?
Belmont Abbey College comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Rowan-Cabarrus Community College or Belmont Abbey College?
Rowan-Cabarrus Community College: $7,981/yr net price after aid versus $24,639/yr at Belmont Abbey College — a difference of $16,658 a year, or about $66,632 over four years.
Do Rowan-Cabarrus Community College or Belmont Abbey College graduates earn more?
Belmont Abbey College graduates earn a median $47,937 ten years after entry, versus $34,936 at Rowan-Cabarrus Community College — a $13,001 gap. This blends every major, so a specific field can flip it.