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Russell Sage College vs Hartwick College: which has better ROI?

Private nonprofit, Troy NY · vs · Private nonprofit, Oneonta NY

The verdict

Russell Sage College has the better ROI: it clears its 4-year net cost of $91,668 in 9.2 years versus 9.8 years at Hartwick College, on median earnings of $58,316 vs $61,107 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureRussell Sage CollegeHartwick College
Net price / yr$22,917$31,320
Total net cost$91,668$125,280
Median earnings, 10 yrs$58,316$61,107
Median debt$22,000$27,000
Payback9.2 yrs9.8 yrs
20-year net return$107,452$129,660

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Russell Sage College or Hartwick College?

Russell Sage College, at $22,917 a year after aid versus $31,320 — a gap of $8,403 a year, or $33,612 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Russell Sage College or Hartwick College graduates earn more?

Hartwick College graduates report a median $61,107 ten years after entry, $2,791 more than the $58,316 at Russell Sage College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Russell Sage College or Hartwick College?

Russell Sage College: its completers carry a median $22,000 in federal loans versus $27,000 at Hartwick College, a difference of $5,000. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

56% of students finish at Russell Sage College, against 53% at Hartwick College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Russell Sage College vs Hartwick College: frequently asked questions

Is Russell Sage College or Hartwick College a better value?
Russell Sage College. It clears its $91,668 net cost in about 9.2 years versus 9.8 years at Hartwick College, on median earnings of $58,316 vs $61,107 ten years out.
Which is cheaper, Russell Sage College or Hartwick College?
Russell Sage College: $22,917/yr net price after aid versus $31,320/yr at Hartwick College — a difference of $8,403 a year, or about $33,612 over four years.
Do Russell Sage College or Hartwick College graduates earn more?
Hartwick College graduates earn a median $61,107 ten years after entry, versus $58,316 at Russell Sage College — a $2,791 gap. This blends every major, so a specific field can flip it.