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Saint Cloud State University vs College of Saint Benedict: which has better ROI?

Public, Saint Cloud MN · vs · Private nonprofit, Saint Joseph MN

The verdict

College of Saint Benedict has the better ROI: it clears its 4-year net cost of $106,560 in 7.2 years versus 7.3 years at Saint Cloud State University, on median earnings of $63,260 vs $55,813 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureSaint Cloud State UniversityCollege of Saint Benedict
Net price / yr$13,529$26,640
Total net cost$54,116$106,560
Median earnings, 10 yrs$55,813$63,260
Median debt$21,058$26,944
Payback7.3 yrs7.2 yrs
20-year net return$94,944$191,440

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Saint Cloud State University or College of Saint Benedict?

Saint Cloud State University, at $13,529 a year after aid versus $26,640 — a gap of $13,111 a year, or $52,444 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Saint Cloud State University or College of Saint Benedict graduates earn more?

College of Saint Benedict graduates report a median $63,260 ten years after entry, $7,447 more than the $55,813 at Saint Cloud State University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Saint Cloud State University or College of Saint Benedict?

Saint Cloud State University: its completers carry a median $21,058 in federal loans versus $26,944 at College of Saint Benedict, a difference of $5,886. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

77% of students finish at College of Saint Benedict, against 40% at Saint Cloud State University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Saint Cloud State University vs College of Saint Benedict: frequently asked questions

Is Saint Cloud State University or College of Saint Benedict a better value?
College of Saint Benedict. It clears its $106,560 net cost in about 7.2 years versus 7.3 years at Saint Cloud State University, on median earnings of $63,260 vs $55,813 ten years out.
Which is cheaper, Saint Cloud State University or College of Saint Benedict?
Saint Cloud State University: $13,529/yr net price after aid versus $26,640/yr at College of Saint Benedict — a difference of $13,111 a year, or about $52,444 over four years.
Do Saint Cloud State University or College of Saint Benedict graduates earn more?
College of Saint Benedict graduates earn a median $63,260 ten years after entry, versus $55,813 at Saint Cloud State University — a $7,447 gap. This blends every major, so a specific field can flip it.