San Francisco State University vs University of San Francisco: which has better ROI?
The verdict
San Francisco State University has the better ROI: it clears its 4-year net cost of $49,112 in 2.5 years versus 4 years at University of San Francisco, on median earnings of $68,077 vs $89,812 ten years out. (Scorecard, 2026 · our math.)
| Measure | San Francisco State University | University of San Francisco |
|---|---|---|
| Net price / yr | $12,278 | $41,431 |
| Total net cost | $49,112 | $165,724 |
| Median earnings, 10 yrs | $68,077 | $89,812 |
| Median debt | $15,371 | $23,000 |
| Payback | 2.5 yrs | 4 yrs |
| 20-year net return | $345,228 | $663,316 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
San Francisco State University vs University of San Francisco: frequently asked questions
Is San Francisco State University or University of San Francisco a better value?
San Francisco State University. It clears its $49,112 net cost in about 2.5 years versus 4 years at University of San Francisco, on median earnings of $68,077 vs $89,812 ten years out.
Which is cheaper, San Francisco State University or University of San Francisco?
San Francisco State University: $12,278/yr net price after aid versus $41,431/yr at University of San Francisco — a difference of $29,153 a year, or about $116,612 over four years.
Do San Francisco State University or University of San Francisco graduates earn more?
University of San Francisco graduates earn a median $89,812 ten years after entry, versus $68,077 at San Francisco State University — a $21,735 gap. This blends every major, so a specific field can flip it.