Degree Dividend
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Santa Monica College vs American Career College-Anaheim: which has better ROI?

Public, Santa Monica CA · vs · Private for-profit, Anaheim CA

The verdict

Neither clears its cost on institution-wide earnings, but Santa Monica College comes closer — median earnings $42,193 against a $5,558 total, vs $38,430 at American Career College-Anaheim. (Scorecard, 2026 · our math.)

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Head to head
MeasureSanta Monica CollegeAmerican Career College-Anaheim
Net price / yr$2,779$31,218
Total net cost$5,558$124,872
Median earnings, 10 yrs$42,193$38,430
Median debt$6,450$9,500
Payback
20-year net return-$128,898-$323,472

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Santa Monica College or American Career College-Anaheim?

Santa Monica College, at $2,779 a year after aid versus $31,218 — a gap of $28,439 a year, or $119,314 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Santa Monica College or American Career College-Anaheim graduates earn more?

Santa Monica College graduates report a median $42,193 ten years after entry, $3,763 more than the $38,430 at American Career College-Anaheim. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Santa Monica College or American Career College-Anaheim?

Santa Monica College: its completers carry a median $6,450 in federal loans versus $9,500 at American Career College-Anaheim, a difference of $3,050. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

70% of students finish at American Career College-Anaheim, against 36% at Santa Monica College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Santa Monica College vs American Career College-Anaheim: frequently asked questions

Is Santa Monica College or American Career College-Anaheim a better value?
Santa Monica College comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Santa Monica College or American Career College-Anaheim?
Santa Monica College: $2,779/yr net price after aid versus $31,218/yr at American Career College-Anaheim — a difference of $28,439 a year, or about $119,314 over four years.
Do Santa Monica College or American Career College-Anaheim graduates earn more?
Santa Monica College graduates earn a median $42,193 ten years after entry, versus $38,430 at American Career College-Anaheim — a $3,763 gap. This blends every major, so a specific field can flip it.