Degree Dividend
Sourced from federal dataEvery figure datedNo rankings for sale

Shepherd University vs University of Charleston: which has better ROI?

Public, Shepherdstown WV · vs · Private nonprofit, Charleston WV

The verdict

University of Charleston has the better ROI: it clears its 4-year net cost of $88,428 in 11.9 years versus 45.5 years at Shepherd University, on median earnings of $55,774 vs $49,358 ten years out. (Scorecard, 2026 · our math.)

Share
Head to head
MeasureShepherd UniversityUniversity of Charleston
Net price / yr$11,363$22,107
Total net cost$45,452$88,428
Median earnings, 10 yrs$49,358$55,774
Median debt$21,600$19,500
Payback45.5 yrs11.9 yrs
20-year net return-$25,492$59,852

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Shepherd University or University of Charleston?

Shepherd University, at $11,363 a year after aid versus $22,107 — a gap of $10,744 a year, or $42,976 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Shepherd University or University of Charleston graduates earn more?

University of Charleston graduates report a median $55,774 ten years after entry, $6,416 more than the $49,358 at Shepherd University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Shepherd University or University of Charleston?

University of Charleston: its completers carry a median $19,500 in federal loans versus $21,600 at Shepherd University, a difference of $2,100. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

51% of students finish at Shepherd University, against 46% at University of Charleston. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Shepherd University vs University of Charleston: frequently asked questions

Is Shepherd University or University of Charleston a better value?
University of Charleston. It clears its $88,428 net cost in about 11.9 years versus 45.5 years at Shepherd University, on median earnings of $55,774 vs $49,358 ten years out.
Which is cheaper, Shepherd University or University of Charleston?
Shepherd University: $11,363/yr net price after aid versus $22,107/yr at University of Charleston — a difference of $10,744 a year, or about $42,976 over four years.
Do Shepherd University or University of Charleston graduates earn more?
University of Charleston graduates earn a median $55,774 ten years after entry, versus $49,358 at Shepherd University — a $6,416 gap. This blends every major, so a specific field can flip it.