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Simpson University vs Thomas Aquinas College: which has better ROI?

Private nonprofit, Redding CA · vs · Private nonprofit, Santa Paula CA

The verdict

Thomas Aquinas College has the better ROI: it clears its 4-year net cost of $104,784 in 14.4 years versus 18.6 years at Simpson University, on median earnings of $55,619 vs $54,340 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureSimpson UniversityThomas Aquinas College
Net price / yr$27,817$26,196
Total net cost$111,268$104,784
Median earnings, 10 yrs$54,340$55,619
Median debt$18,750$18,000
Payback18.6 yrs14.4 yrs
20-year net return$8,332$40,396

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Simpson University or Thomas Aquinas College?

Thomas Aquinas College, at $26,196 a year after aid versus $27,817 — a gap of $1,621 a year, or $6,484 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Simpson University or Thomas Aquinas College graduates earn more?

Thomas Aquinas College graduates report a median $55,619 ten years after entry, $1,279 more than the $54,340 at Simpson University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Simpson University or Thomas Aquinas College?

Thomas Aquinas College: its completers carry a median $18,000 in federal loans versus $18,750 at Simpson University, a difference of $750. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

84% of students finish at Thomas Aquinas College, against 49% at Simpson University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Simpson University vs Thomas Aquinas College: frequently asked questions

Is Simpson University or Thomas Aquinas College a better value?
Thomas Aquinas College. It clears its $104,784 net cost in about 14.4 years versus 18.6 years at Simpson University, on median earnings of $55,619 vs $54,340 ten years out.
Which is cheaper, Simpson University or Thomas Aquinas College?
Thomas Aquinas College: $26,196/yr net price after aid versus $27,817/yr at Simpson University — a difference of $1,621 a year, or about $6,484 over four years.
Do Simpson University or Thomas Aquinas College graduates earn more?
Thomas Aquinas College graduates earn a median $55,619 ten years after entry, versus $54,340 at Simpson University — a $1,279 gap. This blends every major, so a specific field can flip it.