Smith College vs Benjamin Franklin Cummings Institute of Technology: which has better ROI?
Benjamin Franklin Cummings Institute of Technology has the better ROI: it clears its 4-year net cost of $61,952 in 6.7 years versus 7 years at Smith College, on median earnings of $57,556 vs $64,027 ten years out. (Scorecard, 2026 · our math.)
| Measure | Smith College | Benjamin Franklin Cummings Institute of Technology |
|---|---|---|
| Net price / yr | $27,579 | $15,488 |
| Total net cost | $110,316 | $61,952 |
| Median earnings, 10 yrs | $64,027 | $57,556 |
| Median debt | $17,550 | $12,000 |
| Payback | 7 yrs | 6.7 yrs |
| 20-year net return | $203,024 | $121,968 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Smith College or Benjamin Franklin Cummings Institute of Technology?
Benjamin Franklin Cummings Institute of Technology, at $15,488 a year after aid versus $27,579 — a gap of $12,091 a year, or $48,364 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Smith College or Benjamin Franklin Cummings Institute of Technology graduates earn more?
Smith College graduates report a median $64,027 ten years after entry, $6,471 more than the $57,556 at Benjamin Franklin Cummings Institute of Technology. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Smith College or Benjamin Franklin Cummings Institute of Technology?
Benjamin Franklin Cummings Institute of Technology: its completers carry a median $12,000 in federal loans versus $17,550 at Smith College, a difference of $5,550. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
89% of students finish at Smith College, against 46% at Benjamin Franklin Cummings Institute of Technology. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.