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Somerset Community College vs ATA College: which has better ROI?

Public, Somerset KY · vs · Private for-profit, Louisville KY

The verdict

Neither clears its cost on institution-wide earnings, but ATA College comes closer — median earnings $34,577 against a $57,222 total, vs $30,787 at Somerset Community College. (Scorecard, 2026 · our math.)

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Head to head
MeasureSomerset Community CollegeATA College
Net price / yr$4,398$28,611
Total net cost$17,592$57,222
Median earnings, 10 yrs$30,787$34,577
Median debt$12,215$21,030
Payback
20-year net return-$369,052-$332,882

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Somerset Community College or ATA College?

Somerset Community College, at $4,398 a year after aid versus $28,611 — a gap of $24,213 a year, or $39,630 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Somerset Community College or ATA College graduates earn more?

ATA College graduates report a median $34,577 ten years after entry, $3,790 more than the $30,787 at Somerset Community College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Somerset Community College or ATA College?

Somerset Community College: its completers carry a median $12,215 in federal loans versus $21,030 at ATA College, a difference of $8,815. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

46% of students finish at ATA College, against 43% at Somerset Community College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Somerset Community College vs ATA College: frequently asked questions

Is Somerset Community College or ATA College a better value?
ATA College comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Somerset Community College or ATA College?
Somerset Community College: $4,398/yr net price after aid versus $28,611/yr at ATA College — a difference of $24,213 a year, or about $39,630 over four years.
Do Somerset Community College or ATA College graduates earn more?
ATA College graduates earn a median $34,577 ten years after entry, versus $30,787 at Somerset Community College — a $3,790 gap. This blends every major, so a specific field can flip it.