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Southeast Missouri State University vs Cottey College: which has better ROI?

Public, Cape Girardeau MO · vs · Private nonprofit, Nevada MO

The verdict

Neither clears its cost on institution-wide earnings, but Southeast Missouri State University comes closer — median earnings $44,030 against a $63,528 total, vs $35,422 at Cottey College. (Scorecard, 2026 · our math.)

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Head to head
MeasureSoutheast Missouri State UniversityCottey College
Net price / yr$15,882$13,805
Total net cost$63,528$55,220
Median earnings, 10 yrs$44,030$35,422
Median debt$21,500$19,043
Payback
20-year net return-$150,128-$313,980

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Southeast Missouri State University or Cottey College?

Cottey College, at $13,805 a year after aid versus $15,882 — a gap of $2,077 a year, or $8,308 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Southeast Missouri State University or Cottey College graduates earn more?

Southeast Missouri State University graduates report a median $44,030 ten years after entry, $8,608 more than the $35,422 at Cottey College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Southeast Missouri State University or Cottey College?

Cottey College: its completers carry a median $19,043 in federal loans versus $21,500 at Southeast Missouri State University, a difference of $2,457. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

58% of students finish at Southeast Missouri State University, against 56% at Cottey College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Southeast Missouri State University vs Cottey College: frequently asked questions

Is Southeast Missouri State University or Cottey College a better value?
Southeast Missouri State University comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Southeast Missouri State University or Cottey College?
Cottey College: $13,805/yr net price after aid versus $15,882/yr at Southeast Missouri State University — a difference of $2,077 a year, or about $8,308 over four years.
Do Southeast Missouri State University or Cottey College graduates earn more?
Southeast Missouri State University graduates earn a median $44,030 ten years after entry, versus $35,422 at Cottey College — a $8,608 gap. This blends every major, so a specific field can flip it.