Degree Dividend
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Southern Maine Community College vs Beal University: which has better ROI?

Public, South Portland ME · vs · Private for-profit, Bangor ME

The verdict

Neither clears its cost on institution-wide earnings, but Southern Maine Community College comes closer — median earnings $41,661 against a $22,172 total, vs $35,639 at Beal University. (Scorecard, 2026 · our math.)

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Head to head
MeasureSouthern Maine Community CollegeBeal University
Net price / yr$11,086$40,109
Total net cost$22,172$80,218
Median earnings, 10 yrs$41,661$35,639
Median debt$10,331$19,500
Payback
20-year net return-$156,152-$334,638

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Southern Maine Community College or Beal University?

Southern Maine Community College, at $11,086 a year after aid versus $40,109 — a gap of $29,023 a year, or $58,046 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Southern Maine Community College or Beal University graduates earn more?

Southern Maine Community College graduates report a median $41,661 ten years after entry, $6,022 more than the $35,639 at Beal University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Southern Maine Community College or Beal University?

Southern Maine Community College: its completers carry a median $10,331 in federal loans versus $19,500 at Beal University, a difference of $9,169. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

36% of students finish at Beal University, against 28% at Southern Maine Community College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Southern Maine Community College vs Beal University: frequently asked questions

Is Southern Maine Community College or Beal University a better value?
Southern Maine Community College comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Southern Maine Community College or Beal University?
Southern Maine Community College: $11,086/yr net price after aid versus $40,109/yr at Beal University — a difference of $29,023 a year, or about $58,046 over four years.
Do Southern Maine Community College or Beal University graduates earn more?
Southern Maine Community College graduates earn a median $41,661 ten years after entry, versus $35,639 at Beal University — a $6,022 gap. This blends every major, so a specific field can flip it.