Degree Dividend
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Southwest Tennessee Community College vs Bethel University: which has better ROI?

Public, Memphis TN · vs · Private nonprofit, McKenzie TN

The verdict

Neither clears its cost on institution-wide earnings, but Bethel University comes closer — median earnings $47,482 against a $50,380 total, vs $34,071 at Southwest Tennessee Community College. (Scorecard, 2026 · our math.)

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Head to head
MeasureSouthwest Tennessee Community CollegeBethel University
Net price / yr$4,754$12,595
Total net cost$9,508$50,380
Median earnings, 10 yrs$34,071$47,482
Median debt$27,249
Payback
20-year net return-$295,288-$67,940

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Southwest Tennessee Community College or Bethel University?

Southwest Tennessee Community College, at $4,754 a year after aid versus $12,595 — a gap of $7,841 a year, or $40,872 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Southwest Tennessee Community College or Bethel University graduates earn more?

Bethel University graduates report a median $47,482 ten years after entry, $13,411 more than the $34,071 at Southwest Tennessee Community College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which graduates more of its students?

35% of students finish at Bethel University, against 19% at Southwest Tennessee Community College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Southwest Tennessee Community College vs Bethel University: frequently asked questions

Is Southwest Tennessee Community College or Bethel University a better value?
Bethel University comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Southwest Tennessee Community College or Bethel University?
Southwest Tennessee Community College: $4,754/yr net price after aid versus $12,595/yr at Bethel University — a difference of $7,841 a year, or about $40,872 over four years.
Do Southwest Tennessee Community College or Bethel University graduates earn more?
Bethel University graduates earn a median $47,482 ten years after entry, versus $34,071 at Southwest Tennessee Community College — a $13,411 gap. This blends every major, so a specific field can flip it.