Degree Dividend
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Southwestern College vs American Career College-Los Angeles: which has better ROI?

Public, Chula Vista CA · vs · Private for-profit, Los Angeles CA

The verdict

Neither clears its cost on institution-wide earnings, but Southwestern College comes closer — median earnings $40,060 against a $25,342 total, vs $38,430 at American Career College-Los Angeles. (Scorecard, 2026 · our math.)

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Head to head
MeasureSouthwestern CollegeAmerican Career College-Los Angeles
Net price / yr$12,671$32,408
Total net cost$25,342$129,632
Median earnings, 10 yrs$40,060$38,430
Median debt$4,500$9,500
Payback
20-year net return-$191,342-$328,232

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Southwestern College or American Career College-Los Angeles?

Southwestern College, at $12,671 a year after aid versus $32,408 — a gap of $19,737 a year, or $104,290 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Southwestern College or American Career College-Los Angeles graduates earn more?

Southwestern College graduates report a median $40,060 ten years after entry, $1,630 more than the $38,430 at American Career College-Los Angeles. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Southwestern College or American Career College-Los Angeles?

Southwestern College: its completers carry a median $4,500 in federal loans versus $9,500 at American Career College-Los Angeles, a difference of $5,000. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

75% of students finish at American Career College-Los Angeles, against 36% at Southwestern College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Southwestern College vs American Career College-Los Angeles: frequently asked questions

Is Southwestern College or American Career College-Los Angeles a better value?
Southwestern College comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Southwestern College or American Career College-Los Angeles?
Southwestern College: $12,671/yr net price after aid versus $32,408/yr at American Career College-Los Angeles — a difference of $19,737 a year, or about $104,290 over four years.
Do Southwestern College or American Career College-Los Angeles graduates earn more?
Southwestern College graduates earn a median $40,060 ten years after entry, versus $38,430 at American Career College-Los Angeles — a $1,630 gap. This blends every major, so a specific field can flip it.