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St. Joseph's University-New York vs University of Mount Saint Vincent: which has better ROI?

Private nonprofit, Brooklyn NY · vs · Private nonprofit, Bronx NY

By the Degree Dividend editorial data teamEvery figure verified against its federal source — methodologyData updated June 2026

The verdict

St. Joseph's University-New York has the better ROI: it clears its 4-year net cost of $76,140 in 4.9 years versus 5 years at University of Mount Saint Vincent, on median earnings of $63,905 vs $65,756 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureSt. Joseph's University-New YorkUniversity of Mount Saint Vincent
Net price / yr$19,035$21,696
Total net cost$76,140$86,784
Median earnings, 10 yrs$63,905$65,756
Median debt$22,000$25,000
Payback4.9 yrs5 yrs
20-year net return$234,760$261,136

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, St. Joseph's University-New York or University of Mount Saint Vincent?

St. Joseph's University-New York, at $19,035 a year after aid versus $21,696 — a gap of $2,661 a year, or $10,644 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do St. Joseph's University-New York or University of Mount Saint Vincent graduates earn more?

University of Mount Saint Vincent graduates report a median $65,756 ten years after entry, $1,851 more than the $63,905 at St. Joseph's University-New York. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, St. Joseph's University-New York or University of Mount Saint Vincent?

St. Joseph's University-New York: its completers carry a median $22,000 in federal loans versus $25,000 at University of Mount Saint Vincent, a difference of $3,000. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

69% of students finish at St. Joseph's University-New York, against 57% at University of Mount Saint Vincent. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

St. Joseph's University-New York vs University of Mount Saint Vincent: frequently asked questions

Is St. Joseph's University-New York or University of Mount Saint Vincent a better value?
St. Joseph's University-New York. It clears its $76,140 net cost in about 4.9 years versus 5 years at University of Mount Saint Vincent, on median earnings of $63,905 vs $65,756 ten years out.
Which is cheaper, St. Joseph's University-New York or University of Mount Saint Vincent?
St. Joseph's University-New York: $19,035/yr net price after aid versus $21,696/yr at University of Mount Saint Vincent — a difference of $2,661 a year, or about $10,644 over four years.
Do St. Joseph's University-New York or University of Mount Saint Vincent graduates earn more?
University of Mount Saint Vincent graduates earn a median $65,756 ten years after entry, versus $63,905 at St. Joseph's University-New York — a $1,851 gap. This blends every major, so a specific field can flip it.