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Stephen F Austin State University vs Universal Technical Institute-West Texas: which has better ROI?

Public, Nacogdoches TX · vs · Private for-profit, Austin TX

The verdict

Universal Technical Institute-West Texas has the better ROI: it clears its 4-year net cost of $104,468 in 36.5 years versus 44.8 years at Stephen F Austin State University, on median earnings of $51,222 vs $49,634 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureStephen F Austin State UniversityUniversal Technical Institute-West Texas
Net price / yr$14,260$26,117
Total net cost$57,040$104,468
Median earnings, 10 yrs$49,634$51,222
Median debt$23,409$14,267
Payback44.8 yrs36.5 yrs
20-year net return-$31,560-$47,228

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Stephen F Austin State University or Universal Technical Institute-West Texas?

Stephen F Austin State University, at $14,260 a year after aid versus $26,117 — a gap of $11,857 a year, or $47,428 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Stephen F Austin State University or Universal Technical Institute-West Texas graduates earn more?

Universal Technical Institute-West Texas graduates report a median $51,222 ten years after entry, $1,588 more than the $49,634 at Stephen F Austin State University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Stephen F Austin State University or Universal Technical Institute-West Texas?

Universal Technical Institute-West Texas: its completers carry a median $14,267 in federal loans versus $23,409 at Stephen F Austin State University, a difference of $9,142. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

75% of students finish at Universal Technical Institute-West Texas, against 53% at Stephen F Austin State University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Stephen F Austin State University vs Universal Technical Institute-West Texas: frequently asked questions

Is Stephen F Austin State University or Universal Technical Institute-West Texas a better value?
Universal Technical Institute-West Texas. It clears its $104,468 net cost in about 36.5 years versus 44.8 years at Stephen F Austin State University, on median earnings of $51,222 vs $49,634 ten years out.
Which is cheaper, Stephen F Austin State University or Universal Technical Institute-West Texas?
Stephen F Austin State University: $14,260/yr net price after aid versus $26,117/yr at Universal Technical Institute-West Texas — a difference of $11,857 a year, or about $47,428 over four years.
Do Stephen F Austin State University or Universal Technical Institute-West Texas graduates earn more?
Universal Technical Institute-West Texas graduates earn a median $51,222 ten years after entry, versus $49,634 at Stephen F Austin State University — a $1,588 gap. This blends every major, so a specific field can flip it.