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Stony Brook University vs Colgate University: which has better ROI?

Public, Stony Brook NY · vs · Private nonprofit, Hamilton NY

The verdict

Stony Brook University has the better ROI: it clears its 4-year net cost of $75,136 in 2.9 years versus 3.1 years at Colgate University, on median earnings of $74,502 vs $85,139 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureStony Brook UniversityColgate University
Net price / yr$18,784$28,786
Total net cost$75,136$115,144
Median earnings, 10 yrs$74,502$85,139
Median debt$18,228$15,000
Payback2.9 yrs3.1 yrs
20-year net return$447,704$620,436

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Stony Brook University or Colgate University?

Stony Brook University, at $18,784 a year after aid versus $28,786 — a gap of $10,002 a year, or $40,008 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Stony Brook University or Colgate University graduates earn more?

Colgate University graduates report a median $85,139 ten years after entry, $10,637 more than the $74,502 at Stony Brook University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Stony Brook University or Colgate University?

Colgate University: its completers carry a median $15,000 in federal loans versus $18,228 at Stony Brook University, a difference of $3,228. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

91% of students finish at Colgate University, against 76% at Stony Brook University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Stony Brook University vs Colgate University: frequently asked questions

Is Stony Brook University or Colgate University a better value?
Stony Brook University. It clears its $75,136 net cost in about 2.9 years versus 3.1 years at Colgate University, on median earnings of $74,502 vs $85,139 ten years out.
Which is cheaper, Stony Brook University or Colgate University?
Stony Brook University: $18,784/yr net price after aid versus $28,786/yr at Colgate University — a difference of $10,002 a year, or about $40,008 over four years.
Do Stony Brook University or Colgate University graduates earn more?
Colgate University graduates earn a median $85,139 ten years after entry, versus $74,502 at Stony Brook University — a $10,637 gap. This blends every major, so a specific field can flip it.