SUNY Oneonta vs Hobart William Smith Colleges: which has better ROI?
Hobart William Smith Colleges has the better ROI: it clears its 4-year net cost of $126,252 in 6.2 years versus 6.4 years at SUNY Oneonta, on median earnings of $68,831 vs $60,386 ten years out. (Scorecard, 2026 · our math.)
| Measure | SUNY Oneonta | Hobart William Smith Colleges |
|---|---|---|
| Net price / yr | $19,158 | $31,563 |
| Total net cost | $76,632 | $126,252 |
| Median earnings, 10 yrs | $60,386 | $68,831 |
| Median debt | $19,812 | $27,000 |
| Payback | 6.4 yrs | 6.2 yrs |
| 20-year net return | $163,888 | $283,168 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, SUNY Oneonta or Hobart William Smith Colleges?
SUNY Oneonta, at $19,158 a year after aid versus $31,563 — a gap of $12,405 a year, or $49,620 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do SUNY Oneonta or Hobart William Smith Colleges graduates earn more?
Hobart William Smith Colleges graduates report a median $68,831 ten years after entry, $8,445 more than the $60,386 at SUNY Oneonta. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, SUNY Oneonta or Hobart William Smith Colleges?
SUNY Oneonta: its completers carry a median $19,812 in federal loans versus $27,000 at Hobart William Smith Colleges, a difference of $7,188. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
77% of students finish at Hobart William Smith Colleges, against 69% at SUNY Oneonta. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.