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Swarthmore College vs Haverford College: which has better ROI?

Private nonprofit, Swarthmore PA · vs · Private nonprofit, Haverford PA

The verdict

Swarthmore College has the better ROI: it clears its 4-year net cost of $92,596 in 2.9 years versus 3.2 years at Haverford College, on median earnings of $80,257 vs $79,966 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureSwarthmore CollegeHaverford College
Net price / yr$23,149$25,314
Total net cost$92,596$101,256
Median earnings, 10 yrs$80,257$79,966
Median debt$17,500$13,621
Payback2.9 yrs3.2 yrs
20-year net return$545,344$530,864

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Swarthmore College or Haverford College?

Swarthmore College, at $23,149 a year after aid versus $25,314 — a gap of $2,165 a year, or $8,660 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Swarthmore College or Haverford College graduates earn more?

Swarthmore College graduates report a median $80,257 ten years after entry, $291 more than the $79,966 at Haverford College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Swarthmore College or Haverford College?

Haverford College: its completers carry a median $13,621 in federal loans versus $17,500 at Swarthmore College, a difference of $3,879. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

92% of students finish at Swarthmore College, against 90% at Haverford College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Swarthmore College vs Haverford College: frequently asked questions

Is Swarthmore College or Haverford College a better value?
Swarthmore College. It clears its $92,596 net cost in about 2.9 years versus 3.2 years at Haverford College, on median earnings of $80,257 vs $79,966 ten years out.
Which is cheaper, Swarthmore College or Haverford College?
Swarthmore College: $23,149/yr net price after aid versus $25,314/yr at Haverford College — a difference of $2,165 a year, or about $8,660 over four years.
Do Swarthmore College or Haverford College graduates earn more?
Swarthmore College graduates earn a median $80,257 ten years after entry, versus $79,966 at Haverford College — a $291 gap. This blends every major, so a specific field can flip it.