Texas A&M University-Kingsville vs Southwestern University: which has better ROI?
Southwestern University has the better ROI: it clears its 4-year net cost of $116,896 in 13.7 years versus 15.7 years at Texas A&M University-Kingsville, on median earnings of $56,878 vs $51,450 ten years out. (Scorecard, 2026 · our math.)
| Measure | Texas A&M University-Kingsville | Southwestern University |
|---|---|---|
| Net price / yr | $12,090 | $29,224 |
| Total net cost | $48,360 | $116,896 |
| Median earnings, 10 yrs | $51,450 | $56,878 |
| Median debt | $22,934 | $25,000 |
| Payback | 15.7 yrs | 13.7 yrs |
| 20-year net return | $13,440 | $53,464 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Texas A&M University-Kingsville or Southwestern University?
Texas A&M University-Kingsville, at $12,090 a year after aid versus $29,224 — a gap of $17,134 a year, or $68,536 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Texas A&M University-Kingsville or Southwestern University graduates earn more?
Southwestern University graduates report a median $56,878 ten years after entry, $5,428 more than the $51,450 at Texas A&M University-Kingsville. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Texas A&M University-Kingsville or Southwestern University?
Texas A&M University-Kingsville: its completers carry a median $22,934 in federal loans versus $25,000 at Southwestern University, a difference of $2,066. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
73% of students finish at Southwestern University, against 42% at Texas A&M University-Kingsville. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.