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Texas State University vs Texas A&M University-San Antonio: which has better ROI?

Public, San Marcos TX · vs · Public, San Antonio TX

The verdict

Texas A&M University-San Antonio has the better ROI: it clears its 4-year net cost of $44,784 in 7.5 years versus 7.9 years at Texas State University, on median earnings of $54,338 vs $56,906 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureTexas State UniversityTexas A&M University-San Antonio
Net price / yr$16,805$11,196
Total net cost$67,220$44,784
Median earnings, 10 yrs$56,906$54,338
Median debt$21,000$18,401
Payback7.9 yrs7.5 yrs
20-year net return$103,700$74,776

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Texas State University or Texas A&M University-San Antonio?

Texas A&M University-San Antonio, at $11,196 a year after aid versus $16,805 — a gap of $5,609 a year, or $22,436 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Texas State University or Texas A&M University-San Antonio graduates earn more?

Texas State University graduates report a median $56,906 ten years after entry, $2,568 more than the $54,338 at Texas A&M University-San Antonio. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Texas State University or Texas A&M University-San Antonio?

Texas A&M University-San Antonio: its completers carry a median $18,401 in federal loans versus $21,000 at Texas State University, a difference of $2,599. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

55% of students finish at Texas State University, against 40% at Texas A&M University-San Antonio. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Texas State University vs Texas A&M University-San Antonio: frequently asked questions

Is Texas State University or Texas A&M University-San Antonio a better value?
Texas A&M University-San Antonio. It clears its $44,784 net cost in about 7.5 years versus 7.9 years at Texas State University, on median earnings of $54,338 vs $56,906 ten years out.
Which is cheaper, Texas State University or Texas A&M University-San Antonio?
Texas A&M University-San Antonio: $11,196/yr net price after aid versus $16,805/yr at Texas State University — a difference of $5,609 a year, or about $22,436 over four years.
Do Texas State University or Texas A&M University-San Antonio graduates earn more?
Texas State University graduates earn a median $56,906 ten years after entry, versus $54,338 at Texas A&M University-San Antonio — a $2,568 gap. This blends every major, so a specific field can flip it.