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Texas Tech University vs Texas A&M University-Victoria: which has better ROI?

Public, Lubbock TX · vs · Public, Victoria TX

The verdict

Texas A&M University-Victoria has the better ROI: it clears its 4-year net cost of $32,436 in 5.3 years versus 5.4 years at Texas Tech University, on median earnings of $54,467 vs $62,454 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureTexas Tech UniversityTexas A&M University-Victoria
Net price / yr$19,070$8,109
Total net cost$76,280$32,436
Median earnings, 10 yrs$62,454$54,467
Median debt$21,500$18,973
Payback5.4 yrs5.3 yrs
20-year net return$205,600$89,704

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Texas Tech University or Texas A&M University-Victoria?

Texas A&M University-Victoria, at $8,109 a year after aid versus $19,070 — a gap of $10,961 a year, or $43,844 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Texas Tech University or Texas A&M University-Victoria graduates earn more?

Texas Tech University graduates report a median $62,454 ten years after entry, $7,987 more than the $54,467 at Texas A&M University-Victoria. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Texas Tech University or Texas A&M University-Victoria?

Texas A&M University-Victoria: its completers carry a median $18,973 in federal loans versus $21,500 at Texas Tech University, a difference of $2,527. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

69% of students finish at Texas Tech University, against 26% at Texas A&M University-Victoria. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Texas Tech University vs Texas A&M University-Victoria: frequently asked questions

Is Texas Tech University or Texas A&M University-Victoria a better value?
Texas A&M University-Victoria. It clears its $32,436 net cost in about 5.3 years versus 5.4 years at Texas Tech University, on median earnings of $54,467 vs $62,454 ten years out.
Which is cheaper, Texas Tech University or Texas A&M University-Victoria?
Texas A&M University-Victoria: $8,109/yr net price after aid versus $19,070/yr at Texas Tech University — a difference of $10,961 a year, or about $43,844 over four years.
Do Texas Tech University or Texas A&M University-Victoria graduates earn more?
Texas Tech University graduates earn a median $62,454 ten years after entry, versus $54,467 at Texas A&M University-Victoria — a $7,987 gap. This blends every major, so a specific field can flip it.