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The Modern College of Design vs Art Academy of Cincinnati: which has better ROI?

Private for-profit, Kettering OH · vs · Private nonprofit, Cincinnati OH

The verdict

Neither clears its cost on institution-wide earnings, but The Modern College of Design comes closer — median earnings $42,187 against a $78,718 total, vs $34,368 at Art Academy of Cincinnati. (Scorecard, 2026 · our math.)

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Head to head
MeasureThe Modern College of DesignArt Academy of Cincinnati
Net price / yr$39,359$34,253
Total net cost$78,718$137,012
Median earnings, 10 yrs$42,187$34,368
Median debt$12,000$27,000
Payback
20-year net return-$202,178-$416,852

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, The Modern College of Design or Art Academy of Cincinnati?

Art Academy of Cincinnati, at $34,253 a year after aid versus $39,359 — a gap of $5,106 a year, or $58,294 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do The Modern College of Design or Art Academy of Cincinnati graduates earn more?

The Modern College of Design graduates report a median $42,187 ten years after entry, $7,819 more than the $34,368 at Art Academy of Cincinnati. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, The Modern College of Design or Art Academy of Cincinnati?

The Modern College of Design: its completers carry a median $12,000 in federal loans versus $27,000 at Art Academy of Cincinnati, a difference of $15,000. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

69% of students finish at The Modern College of Design, against 41% at Art Academy of Cincinnati. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

The Modern College of Design vs Art Academy of Cincinnati: frequently asked questions

Is The Modern College of Design or Art Academy of Cincinnati a better value?
The Modern College of Design comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, The Modern College of Design or Art Academy of Cincinnati?
Art Academy of Cincinnati: $34,253/yr net price after aid versus $39,359/yr at The Modern College of Design — a difference of $5,106 a year, or about $58,294 over four years.
Do The Modern College of Design or Art Academy of Cincinnati graduates earn more?
The Modern College of Design graduates earn a median $42,187 ten years after entry, versus $34,368 at Art Academy of Cincinnati — a $7,819 gap. This blends every major, so a specific field can flip it.