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The University of Tampa vs Universal Technical Institute-South Florida Miramar: which has better ROI?

Private nonprofit, Tampa FL · vs · Private for-profit, Miramar FL

By the Degree Dividend editorial data teamEvery figure verified against its federal source — methodologyData updated June 2026

The verdict

Universal Technical Institute-South Florida Miramar has the better ROI: it clears its 2-year net cost of $57,518 in 12.7 years versus 13.1 years at The University of Tampa, on median earnings of $52,873 vs $59,436 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureThe University of TampaUniversal Technical Institute-South Florida Miramar
Net price / yr$36,211$28,759
Total net cost$144,844$57,518
Median earnings, 10 yrs$59,436$52,873
Median debt$24,211$13,124
Payback13.1 yrs12.7 yrs
20-year net return$76,676$32,742

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, The University of Tampa or Universal Technical Institute-South Florida Miramar?

Universal Technical Institute-South Florida Miramar, at $28,759 a year after aid versus $36,211 — a gap of $7,452 a year, or $87,326 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do The University of Tampa or Universal Technical Institute-South Florida Miramar graduates earn more?

The University of Tampa graduates report a median $59,436 ten years after entry, $6,563 more than the $52,873 at Universal Technical Institute-South Florida Miramar. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, The University of Tampa or Universal Technical Institute-South Florida Miramar?

Universal Technical Institute-South Florida Miramar: its completers carry a median $13,124 in federal loans versus $24,211 at The University of Tampa, a difference of $11,087. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

70% of students finish at Universal Technical Institute-South Florida Miramar, against 64% at The University of Tampa. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

The University of Tampa vs Universal Technical Institute-South Florida Miramar: frequently asked questions

Is The University of Tampa or Universal Technical Institute-South Florida Miramar a better value?
Universal Technical Institute-South Florida Miramar. It clears its $57,518 net cost in about 12.7 years versus 13.1 years at The University of Tampa, on median earnings of $52,873 vs $59,436 ten years out.
Which is cheaper, The University of Tampa or Universal Technical Institute-South Florida Miramar?
Universal Technical Institute-South Florida Miramar: $28,759/yr net price after aid versus $36,211/yr at The University of Tampa — a difference of $7,452 a year, or about $87,326 over four years.
Do The University of Tampa or Universal Technical Institute-South Florida Miramar graduates earn more?
The University of Tampa graduates earn a median $59,436 ten years after entry, versus $52,873 at Universal Technical Institute-South Florida Miramar — a $6,563 gap. This blends every major, so a specific field can flip it.