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The University of Tennessee-Chattanooga vs Bryan College-Dayton: which has better ROI?

Public, Chattanooga TN · vs · Private nonprofit, Dayton TN

The verdict

Bryan College-Dayton has the better ROI: it clears its 4-year net cost of $82,456 in 13.6 years versus 20.4 years at The University of Tennessee-Chattanooga, on median earnings of $54,434 vs $51,151 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureThe University of Tennessee-ChattanoogaBryan College-Dayton
Net price / yr$14,265$20,614
Total net cost$57,060$82,456
Median earnings, 10 yrs$51,151$54,434
Median debt$19,500$23,000
Payback20.4 yrs13.6 yrs
20-year net return-$1,240$39,024

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, The University of Tennessee-Chattanooga or Bryan College-Dayton?

The University of Tennessee-Chattanooga, at $14,265 a year after aid versus $20,614 — a gap of $6,349 a year, or $25,396 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do The University of Tennessee-Chattanooga or Bryan College-Dayton graduates earn more?

Bryan College-Dayton graduates report a median $54,434 ten years after entry, $3,283 more than the $51,151 at The University of Tennessee-Chattanooga. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, The University of Tennessee-Chattanooga or Bryan College-Dayton?

The University of Tennessee-Chattanooga: its completers carry a median $19,500 in federal loans versus $23,000 at Bryan College-Dayton, a difference of $3,500. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

50% of students finish at The University of Tennessee-Chattanooga, against 50% at Bryan College-Dayton. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

The University of Tennessee-Chattanooga vs Bryan College-Dayton: frequently asked questions

Is The University of Tennessee-Chattanooga or Bryan College-Dayton a better value?
Bryan College-Dayton. It clears its $82,456 net cost in about 13.6 years versus 20.4 years at The University of Tennessee-Chattanooga, on median earnings of $54,434 vs $51,151 ten years out.
Which is cheaper, The University of Tennessee-Chattanooga or Bryan College-Dayton?
The University of Tennessee-Chattanooga: $14,265/yr net price after aid versus $20,614/yr at Bryan College-Dayton — a difference of $6,349 a year, or about $25,396 over four years.
Do The University of Tennessee-Chattanooga or Bryan College-Dayton graduates earn more?
Bryan College-Dayton graduates earn a median $54,434 ten years after entry, versus $51,151 at The University of Tennessee-Chattanooga — a $3,283 gap. This blends every major, so a specific field can flip it.