The University of Tennessee-Chattanooga vs Miller-Motte College-Chattanooga: which has better ROI?
The University of Tennessee-Chattanooga has the better ROI: it clears its 4-year net cost of $57,060 in 20.4 years versus not at all at Miller-Motte College-Chattanooga, on median earnings of $51,151 vs $31,102 ten years out. (Scorecard, 2026 · our math.)
| Measure | The University of Tennessee-Chattanooga | Miller-Motte College-Chattanooga |
|---|---|---|
| Net price / yr | $14,265 | $23,958 |
| Total net cost | $57,060 | $47,916 |
| Median earnings, 10 yrs | $51,151 | $31,102 |
| Median debt | $19,500 | $15,917 |
| Payback | 20.4 yrs | — |
| 20-year net return | -$1,240 | -$393,076 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, The University of Tennessee-Chattanooga or Miller-Motte College-Chattanooga?
The University of Tennessee-Chattanooga, at $14,265 a year after aid versus $23,958 — a gap of $9,693 a year, or $9,144 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do The University of Tennessee-Chattanooga or Miller-Motte College-Chattanooga graduates earn more?
The University of Tennessee-Chattanooga graduates report a median $51,151 ten years after entry, $20,049 more than the $31,102 at Miller-Motte College-Chattanooga. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, The University of Tennessee-Chattanooga or Miller-Motte College-Chattanooga?
Miller-Motte College-Chattanooga: its completers carry a median $15,917 in federal loans versus $19,500 at The University of Tennessee-Chattanooga, a difference of $3,583. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
60% of students finish at Miller-Motte College-Chattanooga, against 50% at The University of Tennessee-Chattanooga. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.