The University of Tennessee-Martin vs Chattanooga College Medical Dental and & Technical Careers: which has better ROI?
Neither clears its cost on institution-wide earnings, but The University of Tennessee-Martin comes closer — median earnings $44,213 against a $42,804 total, vs $25,954 at Chattanooga College Medical Dental and & Technical Careers. (Scorecard, 2026 · our math.)
| Measure | The University of Tennessee-Martin | Chattanooga College Medical Dental and & Technical Careers |
|---|---|---|
| Net price / yr | $10,701 | $33,625 |
| Total net cost | $42,804 | $134,500 |
| Median earnings, 10 yrs | $44,213 | $25,954 |
| Median debt | $21,024 | $7,891 |
| Payback | — | — |
| 20-year net return | -$125,744 | -$582,620 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, The University of Tennessee-Martin or Chattanooga College Medical Dental and & Technical Careers?
The University of Tennessee-Martin, at $10,701 a year after aid versus $33,625 — a gap of $22,924 a year, or $91,696 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do The University of Tennessee-Martin or Chattanooga College Medical Dental and & Technical Careers graduates earn more?
The University of Tennessee-Martin graduates report a median $44,213 ten years after entry, $18,259 more than the $25,954 at Chattanooga College Medical Dental and & Technical Careers. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, The University of Tennessee-Martin or Chattanooga College Medical Dental and & Technical Careers?
Chattanooga College Medical Dental and & Technical Careers: its completers carry a median $7,891 in federal loans versus $21,024 at The University of Tennessee-Martin, a difference of $13,133. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
53% of students finish at The University of Tennessee-Martin, against 12% at Chattanooga College Medical Dental and & Technical Careers. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.